After the past 2 years wreaking havoc with our health, way of life and finances, many people have started the new year hoping 2022 will be better for both our health and our wealth.
The current cost of living crisis has placed huge pressure on household finances, with energy bills, mortgages, fuel and food all seeing sharp cost increases. At the same time, high street bank accounts offer close to zero interest to savers.
However, there are many small ways to grow your wealth this year, either by making money or reducing unnecessary spending.
In Order to Save Money in 2022 You Need a Plan that You will Follow:
Step one is to make a spending plan that you stick to. Overspending is often the result of not keeping track of how much you have going in and out of your bank account.
There are lots of useful calculators online that calculate your take-home pay, taking into account tax, pensions and student loans.
From there you can work out how much you can be spending (and saving) each month.
Budget each area of spending, allocating the appropriate amount of money to each area.
Try and be strict during the winter months to get started and see the instant results of how much you save!
Get an App that Helps You to Save
A handy thing about living in such a technological age is that there’s pretty much an app to help you with anything you can think of! These apps are specifically designed to make your life easier, so take full advantage of them!
There’s a growing breed of apps designed to help people save more, including Plum and Chip. Banks are getting involved too, with digital lenders Monzo and Starling launching new features to get customers to squirrel more away.
Plum’s Victor Trokoudes said: “One of our favourite ways to save is by setting yourself a savings challenge. The 52 week challenge is a very simple one to set as a new year’s resolution. Start by putting £1 into your savings pot in the first week, then next week deposit £1 more than you did in the previous week, and repeat this for a year. You’ll be putting aside £52 in the final week of the challenge and you’ll have a total of £1,378 extra over the course of a year.”
Cut down on unnecessary outgoings in 2022:
Cut Your Energy Costs
Working from home has probably pushed up your energy and gas usage and therefore your bills. At the same time energy bills have increased substantially in recent months, leaving households with few options to switch.
Instead you can use less in the first place by turning off appliances that are on standby, replacing old devices with new, more energy efficient ones, and washing clothes at a lower temperature.
There are other upgrades you could make, such as installing double glazing or getting a new boiler. These upgrades tend to be quite expensive but will lead to you saving more money in the long run so it’s worth thinking about.
Cancel Subscriptions You aren’t Using
So many of us are guilty of this one, purchasing a subscription and not using it very often, hopelessly watching as the transaction leaves our bank account each month.
After all, we’re all hoping to be out and about more this year, and sitting at home on our laptops less. There, now could be the perfect time to cancel some of those expensive subscriptions, especially if they overlap. Do you really need a Netflix, Amazon Prime and Disney+ account? Pick one or two and cut the 3rd one loose and reap the benefits from that extra £7.99 a month that you save!
Bargain Hunt to Save Money this Year!
Shop Around Online to Get the Best Price
There are countless, accessible websites online that can be found easily with a simple google search, designed to save you money! These websites track and compare prices in thousands of different shops, and provide you with helpful and insightful reviews to inform your decision.
So, you can find the cheapest, most cost-effective prices with just a few clicks of a button!
Another nifty way to save money on your online shopping is by joining Honey. Honey is a free browser extension that will scan the internet for relevant discount vouchers, and will apply them to your cart, saving you money instantly! “Never search for voucher codes again. With one click, Honey’s smart shopping assistant will automatically apply every discount to your cart – in seconds.”
Before Buying anything, see if You Can Get It for Free
Many people will want to treat themselves to a new sofa, dining table or the increasingly popular air fryer appliance in 2022. But the good news is there will be lots who are getting rid of old ones.
Often these are put up for grabs on community groups such as Freecycle, Freegle, Gumtree, Facebook marketplace or even your community Facebook page. You can find a whole range of free treasures on there: from record players to washing machines.
If not, Buy Second-Hand rather than New
Charity shops have been inundated with stock over the past 2 years as everyone cleared out their attics and wardrobes during lockdown. By purchasing clothes, homeware or books you need from charity shops, not only will you be paying a fraction of the shop price but you will also be giving your money to a good cause.
By finding Discounts, Selling Old Items & making Long Term Investments You WILL Save Money in 2022:
Keep Your Eyes Peeled for the Yellow Stickers
All supermarkets offer discounts – often shown via a yellow or another brightly coloured sticker – on items that are close to their sell-by date.
Different shops release their discounts at different times of day. You can read more about when this is and how the experts play the game here.
Sell Your Unwanted Items
If during the pandemic, you like many of us had a big clear out, you may have stumbled across items you no longer want, use or need.
Do not let these unwanted items linger in your already crowded home. You can sell these items to get them out of your home and make some money at the same time.
You can sell your items easily on Depop, eBay and even Instagram and Facebook! There are other specialist sites, including Mazuma Mobile, Music Magpie and Zapper, that will give you money for your old mobile phones, CDs, DVDs and games.
Make the Beneficial, Long Term Investment in a Water Filter Jug
Hydration is absolutely key to your physical and mental health in 2022. It’s important to drink the 2 litres of water you need to consume a day to ensure your body is hydrated and you are performing at optimum capacity.
But bottled water is not only expensive but detrimental to the environment.
So how you can ensure that you are consuming the purest tasting, contaminant free water, without buying expensive, unsustainable bottled water?
You should make the worthwhile, cost-effective and long-term investment in a water filter!
What are the Long-Term Economic Benefits of Water Filter Jugs?
Our jugs will filter an average of 123 litres, which works out to 16p a litre per filter, generating a big saving for your family over the long term.
So, if you want cost effective ‘totally pure water’, ZeroWater filters will provide you with the purest tasting and economically beneficial water.
ZeroWater are on a mission to keep you hydrated and saving money in 2022!
At ZeroWater we want to ensure not only that your family stays healthy and hydrated, but we also want to help you save money in 2022!
We provide the most cost-effective and efficient water filters on the market!
Our filters outperform all other 2-stage filters such as Brita Filters. While simplistic 2-stage filters are only able remove half of all dissolved solids, our Premium 5-Stage Ion Exchange Water Filtration System successfully removes what other filters leave behind.
ZeroWater filters are guaranteed to drastically reduce the amount of ‘Total Dissolved Solids’ and contaminants in your water.
When tested in accordance with the NSF’s protocol based on a 40-gallon filtration (double the rated usage), ZeroWater reduces 97% of Lead and 99.9% of Chromium from your tap water. They are also third party tested to reduce 96% of Mercury, 93% of Arsenic and 99% of Copper, among many other contaminants.
Our prices start as low as just £14.99 and our best-selling 7 cup jug filter costs only £24.99!
For a cost-effective investment in your family’s health and hydration, take a look at ZeroWater’s wide range of products that are guaranteed to save you money in the long term!